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What Does It Mean to Be a Banking and Commercial Finance Attorney?

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In the classic movie It's a Wonderful Life, Jimmy Stewart played George Bailey, the quintessential small town banker, a pillar of the community who bore the burden of running the local savings and loan. If George Bailey were to return to Bedford Falls today, he would likely find the local savings and loan had become part of a national conglomerate that offered numerous financial services beyond the parameters of what we typically think of as banking services.

What is Banking and Commercial Finance Practice?

In the classic movie "It's a Wonderful Life", Jimmy Stewart played George Bailey, the quintessential small town banker, a pillar of the community who bore the burden of running the local savings and loan. If George Bailey were to return to Bedford Falls today, he would likely find the local savings and loan had become part of a national conglomerate that offered numerous financial services beyond the parameters of what we typically think of as banking services.

The banking industry has undergone a wave of merger activity in recent years, with both small and large banks being acquired by national banks and financial services institutions. Banks have also dramatically expanded their services to include the sale of insurance and securities as part of a diversified financial services company. For example, the merger between Citibank and Traveler's Group to form Citigroup resulted in a banking and financial services business with separate business units providing traditional commercial lending as well as selling insurance and securities.

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