Macey & Aleman, Largest Bankruptcy Practice in U.S., Creates Focus on FDCPA Violations by Collection Agencies

02/23/12

Fair Debt Helpers has been working since 2007 to help consumers against collection agencies that conduct unfair practices. According to the service, complaints on the unfair harassment by collection agencies made to the Federal Trade Commission has nearly doubled since 2006, and Americans are taking debt collectors to court upon infringement of rights under the Fair Debt Collection Practices Act, and winning.

Debt collection harassment in violation of the Fair Debt Collection Practices Act is common and there are thousands of unreported cases where infringement of rights violation was not registered due to the consumers’ lack of legal knowledge and awareness.
In a recent news release this week, Jeffrey Hyslip, a Managing Attorney at Macey Bankruptcy Law said, “We’ve recovered over $5,000,000 against collection agencies nationwide.” He further added, “Fair Debt Helpers was created because we got fed up with collection agencies harassing consumers. We wanted to assist clients in enforcing their rights under the FDCPA.”
While there is no doubt that debts constitute legal responsibility on part of the debtor, the creditor on his/her part also has to act within the bounds of law. The FDCPA lays down the guidelines under which collection agencies must act. However, the rules are often vagrantly violated by collection agencies who are ready to stoop to any levels, and possess an attitude that they hold personal jurisdiction over the debtor.
The Fair Debt Collection Practices Act, by its very existence, declares the knowledge of the nation that debt collectors are prone to acts violating the rights of citizens, and thus it lays down stringent rules that must be maintained in the process of debt collection. However, collection agencies bank upon the ignorance, fear, and embarrassment of the debtors to perpetrate offences under the FDCPA.
Hyslip further said in a news release, “If collection agencies violate the law, it’s important to know your rights. As a victim you can take legal action to implement those rights and force the collection agencies to pay your attorney fees.”