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The Seven Advantages of plastic money called as the Credit Card

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Despite the lending industry's less-than-centered ways, credit cards can be a tool for good in the hands of a savvy consumer.
 
The Seven Advantages of plastic money called as the Credit Card

Their popularity is clear: More than 80% of U.S. households have at least one credit card. And we certainly give our cards a workout.

Lenders like our credit card reliance and have cooked up many ways to help you "get the most from your credit card." Need some quick cash for a vacation? How about a "convenience check" (or "cheque," for those impressed by Olde Englishe)? What your lender neglects to mention (or at least mention in a typeface that is readable by humans) is that those "cheques" usually carry conveniently high fees, not to mention a higher interest rate that has no grace period.

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