Insurance Coverage Attorney / Insurance Defense - General Attorney in Whitehouse Station, NJ

In-House

Whitehouse Station, NJ

Insurance Coverage Attorney / Insurance Defense - General Attorney in Whitehouse Station, NJ

Attorney

1-5 yrs required

No

Job Title: Counsel - Personal Risk Services

Job Responsibilities:
- Advise business clients on regulatory and compliance-related matters for personal lines products and policies, including homeowners, auto, excess, and recreational marine insurance.
- Effectively communicate with business partners, underwriting, claims professionals, and Legal and Compliance colleagues to provide clear guidance on coverage developments, industry trends, and new exposures in personal lines insurance.
- Draft contracts and perform legal reviews of all personal insurance products, including home, auto, valuable articles, excess, yacht, and cyber insurance.
- Provide general regulatory advice on issues related to cancellation/nonrenewal, personal lines underwriting, customer complaints, and confidentiality/non-disclosure agreements.
- Assist with responses to regulatory criticisms on product filings and regulatory inquiries.
- Conduct legal research on a variety of underwriting-related issues.
- Complete legal reviews of marketing material and provide legal support for sales and service units.
- Review and revise new and existing personal lines insurance products, endorsements, contracts, and other ancillary documents associated with such policies.
- Review and interpret applicable federal and state laws and regulations, legislative developments, case decisions, and claims verdicts related to personal lines to provide comprehensive legal advice.

Education and Experience Information:
- .
- Minimum of 1 to 5 years of legal experience, with a preference for candidates having some insurance (property/casualty; personal lines a plus) or other financial institution regulatory experience and an insurance coverage analysis background (including policy language development).
- Strong research and analytical skills.
- Outstanding verbal and written communication/presentation skills, with the ability to offer advice on complex issues to business professionals at every level of the organization.
- Enthusiasm for working in a team-oriented environment and a strong service-oriented disposition, including the ability to multi-task.
- Ability to understand the insurance industry, client needs, and business goals, provide sound consultation, and achieve desired results.
- Proven track record of results, achievement, collaboration, teamwork, problem solving, and negotiation skills.

Salary Information:
- Not provided in the text.

Company Information:
Company is a world leader in insurance, operating in 54 countries. It provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is noted for its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise, and global operations.

Equal Employment Opportunity Statement:
Company is committed to equal employment opportunity and compliance with all laws and regulations. Employment, training, compensation, promotion, and other conditions or opportunities of employment are provided without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, pregnancy, or any other characteristic protected by law. Performance and qualifications are the sole basis for hiring, assignment, promotion, compensation, development, and retention. Company prohibits all unlawful discrimination, harassment, and retaliation against individuals who report discrimination or harassment.

Job Info:
- Job Identification: 20134
- Job Schedule: Full time
- Regular or Temporary: Regular
- Job Category: Compliance Operations
- Business Unit: United States
- Legal Employer: ACE American Insurance Company
- Posting Date: 04/30/2025, 10:20 PM