Insurance Coverage Attorney / Insurance Defense - General Attorney in Cleveland, OH

In-House

Cleveland, OH

Insurance Coverage Attorney / Insurance Defense - General Attorney in Cleveland, OH

Attorney

1-5 yrs required

No

Job Title: Counsel - Personal Risk Services

Job Responsibilities:

- Communicate effectively with business partners, underwriting, claims professionals, and Legal and Compliance colleagues to provide clear guidance on coverage developments, industry trends, and new exposures in personal lines insurance.
- Responsible for contract drafting and legal review of all personal insurance products including home, auto, valuable articles, excess, yacht, and cyber insurance.
- Provide general regulatory advice on issues related to cancellation/nonrenewal, personal lines underwriting matters, customer complaints, confidentiality, and non-disclosure agreements.
- Assist with responses to regulatory criticisms on product filings and regulatory inquiries.
- Conduct legal research on a variety of underwriting-related issues.
- Complete the legal review of marketing materials.
- Provide legal support for sales and service units.
- Review and revise new and existing personal lines insurance products, endorsements, contracts, and other ancillary documents associated with such policies.
- Review and interpret applicable federal and state laws and regulations, legislative developments, case decisions, and claims verdicts pertaining to personal lines to provide comprehensive legal advice.

Education and Experience Information:

- Juris Doctor degree from an accredited . law school.
- Minimum 1 to 5 years of legal experience, with an ideal candidate for this entry-level counsel position having some insurance (property/casualty; personal lines a plus) or other financial institution regulatory experience, and insurance coverage analysis background (including policy language development).
- Strong research and analytical skills.
- Outstanding verbal and written communication/presentation skills, with an ability to offer advice on complex issues to business professionals at every level of the organization.
- Enthusiasm for working in a team-oriented environment and a strong service-oriented disposition, including the ability to multi-task.
- Ability to understand the insurance industry, client needs, and business goals, provide sound consultation, and achieve desired results.
- Proven track record of results, achievement, collaboration, teamwork, problem solving, and negotiation skills.

Salary Information:

- The pay range for the role is $113,400 to $192,800. The specific offer will depend on an applicant’s skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Company offers a comprehensive benefits package, more details on which can be found on the careers website. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.