Insurance Defense - General Attorney in Charlotte, NC

In-House

Charlotte, NC

Insurance Defense - General Attorney in Charlotte, NC

Attorney

5-7 yrs required

No

Job Title:
Attorney – Fraud & Claims and At-Risk Persons

Job Responsibilities:
This position offers an exciting opportunity to join the Legal team at the company, focusing on Fraud & Claims and At-Risk Persons matters across the enterprise. The Legal team plays a pivotal role in providing legal and regulatory advice and support across various critical functions managed within the company's Consumer, Small Business, Commercial, Wealth Management, Private Bank, and Operations business units. The evolving legal landscape in the Fraud & Claims and At-Risk Persons areas, characterized by increased fraud, regulatory activity, legislative developments, and industry changes, presents a challenging and intriguing body of work.

The primary responsibilities include:
- Providing legal advice and counsel in connection with the company's At-Risk Persons (ARP) program.
- Collaborating with other attorneys on the team to support fraud and claim-related matters involving deposit/payments and credit-related products.
- Offering legal support related to escalated claims, complaints, and other pre-litigation dispute resolution involving ARP matters.
- Providing legal support for escalated transaction dispute claims, fraud-related complaints, and fraud-related pre-litigation dispute resolution involving deposit/payment and credit-related products.
- Conducting research and providing support related to state and federal requirements involving ARP, fraud/scams, and transaction dispute claims.
- Supporting fraud and ARP-related strategies, fraud detection, and applicable marketing.
- Assisting with related regulator exams and working with industry groups on related matters.
- Providing general legal advice and support to various business units.
- Reviewing legal documents, interpreting laws and regulations, performing legal research, and communicating legal advice to internal partners.
- Directing the work of outside counsel on related matters and coordinating the work of Paralegals or other Legal staff.

Education and Experience Information:
- Required Qualifications: 5-7 years of prior experience working as an attorney in a law firm or in-house legal department.
- Desired Qualifications: Preference is given to candidates who have worked as an attorney in an in-house legal department for a financial institution, ideally handling deposit/payments and credit banking products/services, with a focus on fraud and scam-related matters, elder/at-risk person exploitation, transaction dispute claims/complaints, pre-litigation dispute resolution, risk account closures, account takeover situations, identity theft, and fraud strategies. Familiarity with EFTA/Regulation E, TILA/Regulation Z, UCC, Reg CC, and state elder exploitation/abuse laws is preferred.
- Minimum Education Requirement: Doctorate degree in a related field.

Salary Information:
The text does not provide specific salary information for this position.

Additional Information:
- Skills required for the role include advisory capabilities, influence, interpretation of relevant laws, rules, and regulations, understanding of policies, procedures, and guidelines, risk management, critical thinking, decision-making, issue management, legal drafting and writing, regulatory compliance, attention to detail, collaboration, executive presence, legal structures and legal forms, and problem-solving.
- The position involves full-time work with a 40-hour workweek during the 1st shift in the United States of America.
- The role may require travel, approximately 5% of the time.
- Applicants must be at least 18 years of age.