Job Title: Claims Specialist - General Liability
Job Responsibilities:
- Conduct complex investigations and extensive claim file reviews on assigned cases.
- Determine coverage, draft position letters, and communicate the coverage position(s) to insureds, business partners, and legal counsel.
- Operate within prescribed authority levels to set appropriate expense and indemnity reserves.
- Regularly monitor indemnity reserves for any required adjustment.
- Present cases above authority level to leadership for expense/indemnity reserve and settlement authority.
- Develop and implement resolution strategies to achieve high-quality outcomes.
- Proactively manage consultants and/or litigation and counsel throughout the case lifecycle.
- Directly oversee the litigation planning, execution, budget, and bill review.
- Attend trials and mediations as necessary.
- Positively contribute to claim and enterprise goals by participating in ad hoc audits, projects, and product development initiatives.
- Prepare comprehensive reports and deliver presentations to senior claim leadership on case developments, policy issues, industry trends, etc.
- Collaborate with valued business partners to review and address claim trends.
- Address inquiries from agents and policyholders with a focus on providing superior customer service.
Education and Experience Information:
- Bachelor’s Degree is required.
- Candidates with a JD license and specialization within environmental or construction case experience are preferred.
- Minimum of 7 years of claims experience with a strong preference for candidates who have handled excess general liability, pollution liability, construction or product liability claims, or environmental policies.
- Prior experience handling both primary and excess policy coverages/claims.
- Strong coverage acumen with the ability to readily apply the terms and conditions found in manuscript policies to the facts of the claim.
- High level of discipline, results-orientation, and ability to drive bottom-line results.
- Superior analytical ability and organizational skills.
- Effective interpersonal communication skills in both verbal and written formats.
- Proven strategic reasoning and execution skills.
- Excellent negotiation and advanced technical claim handling skills.
- Full command of issues and medicals relative to high-value bodily injury claims.
- Strong ability to analyze coverage and liability issues, manage time limit demands, and assess extra contractual exposures and other issues of complexity.
- Ability to effectively communicate in a highly-matrixed environment.
- Readily able to influence and drive successful, collaborative claim outcomes.
Salary Information:
The annualized base pay range for this role is $106,400 - $159,600. This range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency, and demonstration of competencies required for the role. The base pay is just one component of the total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition.
Equal Opportunity Employer:
The company is an Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age.
