Consumer Finance Special Counsel

4-20 yrs required

Full-time

No

A law firm in San Francisco is seeking a Consumer Finance Special Counsel. The candidate will primarily engage in regulatory counseling and drafting related to federal and state consumer lending laws, with a focus on compliance counseling for lenders, servicers, and consumer reporting agencies. Expertise in consumer finance, including advising bank and non-bank financial institutions, negotiating contracts, and interpreting regulatory requirements, is essential.

Duties:

• Provide regulatory counseling and drafting services primarily focused on federal and state consumer lending laws.
• Advise on compliance with regulations such as the Truth in Lending Act, Fair Credit Reporting Act, and Equal Credit Opportunity Act.
• Draft contracts and lending documents for consumer and commercial purposes.
• Interpret licensing requirements and ensure compliance for financial institutions.
• Stay updated on regulatory changes and provide guidance to clients accordingly.
• Conduct comprehensive research on consumer finance laws and regulations.

Requirements:

• JD from an ABA-approved law school.
• Active member of the Bar in good standing.
• Minimum of 5 years of relevant regulatory experience.
• Solid background in consumer finance, particularly in compliance counseling.
• Proficiency in negotiating and drafting contracts.
• Familiarity with state and federal regulatory interpretation.
• Specific experience with the Fair Credit Reporting Act preferred.

Education and Certifications:

• JD from an ABA-approved law school.
• Active Bar membership in the jurisdiction.

Skills:

• In-depth understanding of federal and state consumer lending laws.
• Excellent communication and negotiation skills.
• Analytical mindset with meticulous attention to detail.
• Ability to interpret complex regulatory frameworks.
• Strong proficiency in legal research and writing.

Benefits:

• Paid Time Off.
• Paid Holidays.
• Medical, Dental, and Vision insurance.
• 401(k) Retirement.
• Disability and Life insurance.
• Adoption Assistance.
• Backup Care for Dependents.
• Pursuant to the California Pay Transparency for Pay Equity Act.

Legal