Legal Counsel, Apple Card

3-5 yrs required

Full-time

No

3-5 years of relevant experience at a top-tier law firm and/or in-house at a financial institution or financial technology company.
Apple is an Equal Opportunity Employer that is committed to inclusion and diversity. We take affirmative action to ensure equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other legally protected characteristics.


SEO friendly job title: Legal Counsel - Apple Card (Austin, TX)

H1: Join the Legal Team at Apple - Supporting the Innovative Apple Card

H2: Overview of the Role

Company: Apple
Location: Austin, Texas, United States
Job Type: Full-time, Permanent
Salary: Not specified

Role Number: 200545272

Overview:
Apple is seeking a highly qualified Legal Counsel to join their team and support their payments initiatives, with a primary focus on the innovative Apple Card and related consumer credit products and services. This role requires strong knowledge of financial services laws and regulations, experience in drafting and negotiating complex commercial agreements, and the ability to effectively communicate with cross-functional teams and regulatory bodies.

Key Responsibilities:
- Provide guidance on a broad range of product and regulatory matters related to Apple Card and other financial products and services
- Draft and negotiate complex commercial agreements and terms and conditions for consumer credit products and services
- Interact with federal and state financial regulators and examiners
- Offer product counseling for mobile wallets, digital payments systems, alternative payments, or other similar financial products and services
- Understand and navigate the regulatory environment for banks, bank service providers, payment networks, credit bureaus, and other participants in the consumer finance industry

Qualifications:
- JD or equivalent degree
- Admission to at least one US state bar
- 3-5 years of relevant experience at a top-tier law firm and/or in-house at a financial institution or financial technology company
- Strong knowledge of financial services laws and regulations, including TILA, Reg. Z, ECOA, Reg. B, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and similarly applicable state laws
- Experience in drafting and negotiating complex commercial agreements and terms and conditions for consumer credit products and services
- Experience interacting with federal and state financial regulators and examiners
- Knowledge of payment network rules and operations
- Strong interpersonal and project management skills
- Excellent writing, communication, and presentation skills
- High degree of comfort with financial and workplace technology
- Practical business judgment and problem-solving skills

Education & Experience:
- JD or equivalent degree
- Admission to at least one US state bar
- 3-5 years of relevant experience at a top-tier law firm and/or in-house at a financial institution or financial technology company

Apple is an Equal Opportunity Employer committed to inclusion and diversity. They take affirmative action to ensure equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other legally protected characteristics.

H2: Key Qualifications and Requirements

- JD or equivalent degree and admission to at least one US state bar
- 3-5 years of relevant experience at a top-tier law firm and/or in-house at a financial institution or financial technology company
- Strong knowledge of financial services laws and regulations
- Experience in drafting and negotiating complex commercial agreements and terms and conditions for consumer credit products and services
- Experience interacting with federal and state financial regulators and examiners
- Knowledge of payment network rules and operations
- Strong interpersonal and project management skills
- Excellent writing, communication, and presentation skills
- High degree of comfort with financial and workplace technology
- Practical business judgment and problem-solving skills

H2: Job Responsibilities

- Provide guidance on a broad range of product and regulatory matters related to Apple Card and other financial products and services
- Draft and negotiate complex commercial agreements and terms and conditions for consumer credit products and services
- Interact with federal and state financial regulators and examiners
- Offer product counseling for mobile wallets, digital payments systems, alternative payments, or other similar financial products and services
- Understand and navigate the regulatory environment for banks, bank service providers, payment networks, credit bureaus, and other participants in the consumer finance industry

H2: Education & Experience

- JD or equivalent degree
- Admission to at least one US state bar
- 3-5 years of relevant experience at a top-tier law firm and/or in-house at a financial institution or financial technology company

H2: Qualifications

- Strong knowledge of financial services laws and regulations
- Experience in drafting and negotiating complex commercial agreements and terms and conditions for consumer credit products and services
- Experience interacting with federal and state financial regulators and examiners
- Knowledge of payment network rules and operations
- Strong interpersonal and project management skills
- Excellent writing, communication, and presentation skills
- High degree of comfort with financial and workplace technology
- Practical business judgment and problem-solving skills

H2: Company Overview

Apple is a global technology company known for its innovative products and services. With a strong commitment to inclusion and diversity, Apple offers a dynamic and collaborative work environment where employees are encouraged to bring their passion and dedication to their jobs. As a Legal Counsel supporting Apple's payments initiatives, you will have the opportunity to be a part of a team that is constantly pushing boundaries and creating new experiences for customers.

Not applicable for this position.

Apple offers a comprehensive benefits package that includes medical, dental, and vision coverage, 401K matching, and employee stock purchase plan.

Drafting, Negotiating, Regulatory Guidance, Project Management, Communication, Problem-Solving

JD or equivalent

Interested candidates can apply directly through Apple's career website.

Qualification and Experience JD or equivalent, admission to at least one US state bar

Legal