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GEHA is the second-largest national health plan and the second-largest national dental plan serving federal employees, federal retirees and their families. GEHA provides health and dental plans to 1.8 million covered lives worldwide. GEHA is a self-insured and not-for-profit association. Members pay no dues. We currently waive all membership fees. GEHA maintains low overhead costs; of each premium dollar we receive, we return more than 94 cents in direct benefits to our health plan members. GEHA traces its roots to 1937, when the Railway Mail Hospital Association was formed in Kansas City, Missouri, to help provide U.S. Railway Mail Clerks with assistance for their medical expenses. Twenty years later, the company expanded its scope to offer health insurance benefits to federal employees and retirees from all agencies and branches of government. In 1964, the company officially became known as the Government Employees Hospital Association, Inc. – GEHA. In 2007, the organization changed its name to Government Employees Health Association to more accurately describe the nature of the Association; the company continues to be known as GEHA.