Download App | FOLLOW US ON SOCIAL MEDIA
 Upload Your Resume   Employers / Post Jobs 

Bankruptcy-General Attorney / Bankruptcy-Litigation Attorney in San Diego, CA

Axos Bank Jan 22,2022 Location San Diego CA
This job is expired...

In-House

Attorney

Bankruptcy-General

Bankruptcy-Litigation

Min 3 yrs required

Profile

Senior Compliance Analyst Duties: Conducts compliance reviews, scheduled loan level documentation, transactional testing, risk assessments on lending products and services through a focused and random sample basis. Participates in touchpoint meetings with business unit leaders and communicates regulatory change management. Evaluates vendor agreements and related documents and provide a written assessment of potential regulatory impact and recommendations. Reviews marketing campaigns, disclosures, new products, and general regulatory questions. Performs QA continuous monitoring of regulatory compliance through the data-driven compliance reporting processes. Evaluates process maps, procedures, policies, and management directives for accuracy and completeness. Prepares written report for Department Manager detailing observations and recommendations for corrections. Facilitates and leads discussions with Business Unit Managers and Senior Leadership as it pertains to Quality Control review results. Works with affected business units to accomplish remediation and appropriate training as required. Participates in the continual review and improvement of Quality Control oversight programs for lending products offered by the Bank. Continually coordinates with Department Manager and other team members his/her ideas and recommendations for enhancement of areas that cover all regulations affecting credit products. Reviews proposed vendor engagements, operating agreements, policies and procedures, and marketing collateral to identify areas of potential regulatory impact and compliance with applicable regulations, statutes, agency guidance, and best practices. Analyzes published business unit policies, procedures, and forms to ensure accuracy and alignment with current investor guidelines and requirements. Consults with Government and Agency investors, vendors, legal counsel and Axos Lending Compliance department, as needed. Supports Bank's efforts on all corporate compliance audits and Agency compliance examinations, including advance preparation, coordination of all information gathering between business units during the audit/exam and remediation actions.

Qualification and Experience

Qualifications: Bachelor's degree preferably in Business or related area, or equivalent business experience. J.D. or legal experience is preferred. Should have 3+ years of working experience in banking/mortgage banking/audit/regulatory compliance. Must have 1+ years of Consumer Lending Underwriting experience. Law firm or in-house experience reviewing legal documents. Experience at loan level documentation review and transaction analysis. Deep understanding of FNMA, FHLMC, FHA, VA and investor guidelines. Understanding of all lending compliance regulations. Understanding of banking regulatory, audit and compliance programs for deposit compliance as it relates to federally regulated banks. Strong knowledge of loan processing workflow and credit underwriting principles, and ability to apply critical thinking techniques to department audits. Microsoft Office products (Word, Excel, VISIO, PowerPoint). Ability to identify and define problems with documentation, loan origination systems, internal processes and procedures; research and analyze information and various situations relating to data management issues.

Additional info

Job ID: 2022-4918

Company info