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Years of Experience
Date Last Verified
Residential Mortgage Loan Closer II The candidate will be responsible for reviewing and verifying that all required aspects of the loan process regarding Mortgage and Home Equity loan products have been met prior to funding the loan. Will prepare loan documents and closing instructions for the more complex and challenging closings, and schedules loan closings in coordination with Bank staff and borrowers.Collaborates with Bank closing attorneys, Retail Branch staff and borrowers in coordinating and preparing the final loan documentation for standard and more complex closing. Ensures that all required documentation is included and is compliant with internal policies and procedures as well as industry regulations. Reviews the file for conditions including insurance information and/or instructions from the Processor or Underwriter. Reviews and accurately details all loan charges and prepares any documents required by the loan for closing/funding. Verifies pricing of loan â€“ Rate, Points, Fees, APR state restrictions. Responsible for data input quality, including HMDA data on closed loan files. Balances loans against estimate and final Closing Disclosure statements. Reviews title report for liens and judgments to be paid at closing (non-Bank attorney closings). Verifies and balance funding figures in order to accurately fund loans and wire final loan proceeds according to company standards and within established timeframes. Acts as a resource for the lending team, performing research as needed. Assists leadership with training (cross training, new hire training, MLO and other shadowing), developing process and documenting procedures. Demonstrates the standards and principles of the firm's experience in every interaction with internal and external customers and associates. Incorporates the high-performance behaviors of teamwork, leading by example and service in every facet of work. May be required to perform other duties as assigned.
Qualification and Experience
The candidate should have Associateâ€™ Degree OR High School Diploma or equivalent. Should preferably have Bachelorâ€™s Degree. Must have 2+ years of Residential Loan Closing, or Processing or Funding experience. Must have 4+ years of Residential Loan Closing, or Processing or Funding experience. Must have 1+ year of Residential Loan Closing and/or Funding experience; or Paralegal experience. Must be Register with Nationwide Mortgage Licensing System Registry (NMLS) and obtain a unique identifier that is provided to consumers in accordance with all SAFE Act requirements. Working knowledge of Microsoft Office applications with the ability to learn and utilize new and existing banking software applications is preferred.
Requisition ID : 3505
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