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Assistant General Counsel The candidate will provide legal support to firm Retail Services, the U.S. private label credit card business of firm. Will work directly with business management and external clients on negotiating and documenting credit card program agreements and portfolio purchase and sale agreements, product development and implementation, acquisition and marketing offers, the solicitation and origination of consumer and commercial credit card accounts, and the ongoing support of the business in its client relationships. Transaction services, including billing statements, payment processing, and credit card issuance. Customer service interactions and related operations. Adherence to credit card partner program agreements. Cards operations issue remediation, including identification of consumer credit compliance issues, root cause identification, and remediation analysis and implementation. Policy and procedure review. Credit bureau reporting. Must have experience in federal and state consumer credit law and regulations, including the open-end provisions of Truth-in-Lending/Regulation Z, the Equal Credit Opportunity Act/Regulation B, the Fair Credit Reporting Act/Regulation V, Electronic Funds Transfers/Regulation E, and UDAAP. This includes providing legal advice and counsel in connection with the following functions and activities: Transaction services, including billing statements, payment processing, and credit card issuance, and customer service and related operations; Issue identification and remediation; Policy and procedure review; Credit bureau reporting, data security and privacy; and Third party and vendor contracting. A JD degree is needed. A license in good standing to practice law in one state is needed. Should have 5+ years of relevant experience. Excellent interpersonal and communication skill is needed. Demonstrably strong negotiating and drafting skill is essential.
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