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ProfileCounsel - Special Assets The candidate will provide legal support in all phases of company's lending and general business activities. Provide legal support in all aspects of company’s business specifically including the areas of providing legal support to Special Asset Managers in the restructuring and documentation of workout accounts as well as actual collection activities; actively manage issues and duties that are delegated by the General Counsel or Deputy General Counsel including preparing and coordinating necessary materials to deal with various legal matters; in all respects, coordinate activities in conjunction with the use of outside counsel as required; review all such legal loan documentation to ensure loans are documented according to loan approval, appropriate regulations and credit policy; proactively interact with all levels of lending personnel to provide legal support, legal documentation, and resolution of issues. Expected to work on all legal matters involving company, including advising special asset managers, vendor finance department members, relationship managers, credit areas, and closing department and also drafting and reviewing legal documentation, handling disputes, etc. Required to coordinate with and oversee work of outside counsel. Responsible for exercising legal judgment on independent basis on all matters including matters with potentially significant financial and legal exposure. Integrate and identify strategies to mitigate risk and take proactive legal action when necessary to protect interests of company. Perform legal research as necessary to accomplish goals of legal department. Assist special asset managers, relationship managers, and vendor finance department with structuring, restructuring, drafting, negotiating and closing secured and unsecured agricultural loans using specific knowledge of Revised Article 9 UCC and workout/bankruptcy. Deal with operating loan transactions including inventory, accounts receivable, and distressed debt transactions, involving such facilities as revolving lines of credit, term debt facilities, and participations. Perform file reviews as needed for loans transferred to Special Asset Management Dept. Provide legal support related to OREOS including in areas of environmental issues, insurance issues, property tax issues, completion of AFIDA forms and TD advice forms. Provide support, give opinions, analysis and recommendations for employees regarding structure, risk and other general questions on prospective and current loans and borrowers. Assist or lead special projects designed to improve company’s loan documents, processes or other functions. Assist or lead remediation projects to address past concerns or deficiencies in an effort to mitigate risk and improve the company’s future performance. Organize and ensure the monitoring of the business, corporate, and external policies and regulations. Complete all mandatory training within a timely basis, as instructed. Comply with code of conduct and Bank policies/procedures. Actively identify incidents outside of established policies and procedures and report to management immediately. Be familiar with and comply with laws, regulations, and internal policies and procedures that are applicable to required job duties. Understand and comply with all RAF and Rabobank anti-money laundering (AML), compliance, and all other applicable laws, including, but not limited to, the completion of all required AML and Sanctions training. Actively and consistently demonstrate Rabobank cultural practices.
Qualification and Experience
The candidate should have Law Degree. Must hold license to practice law in Missouri or ability to petition and obtain license. Should have 7+ years of experience. Must have 3-5 years litigation experience. Should have general knowledge of production agriculture as well as specific knowledge of law related to agricultural lending, e.g., lien perfection on crops, machinery and equipment and real property; supplier liens, grower liens, etc. Working knowledge of accounting including an understanding of the balance sheet, profit and loss statements and general ledger bookkeeping. Must communicate effectively, manage multiple priorities, utilize knowledge of agricultural credit issues in multiple states, attention to detail and maintain positive personal interactions. Must have knowledge of litigation procedures coupled with the ability to manage tasks for results, able to maintain objectivity, display of technical understanding of general Federal Bankruptcy rules, UCC ART. 9, mortgages: deed of trusts; a good understanding of the varied aspects of short-term agricultural credit and general agricultural background or experience in related area.
Ability: Ability to read, analyzes, and interprets complex documents. Ability to respond effectively to sensitive inquiries or complaints. Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables. Be able to apply concepts of the basic algebra and geometry.
Rabo Agrifinance, Inc.
1 Cityplace Drive
Saint Louis, MO 63141