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Years of Experience
Date Last Verified
Senior Counsel- Card and Merchant Solutions The candidate provides oversight, legal advice and support to TD Bank management in Corporate Group Functions and Business Units. Provides high level legal advice to specific business area(s), may prepare resolutions, contracts, memoranda to management, litigation documents and forms and participates in major legal actions. Responsible for foreseeing and protecting the Company against legal risks. Manage paralegal and administrative staff, assigning responsibilities and evaluating results. Provides leadership, coaching, counseling and guidance to staff. Supervises external counsel providing advice or other legal services of the Company. Works closely with General Counsel, department attorneys and external legal counsel on specific legal issues related to the Company's business. Gives practical support and assistance to contemporaries, junior attorneys and staff; volunteers’ expert advice and experience; verifies that the information has been understood. Serves in one or more permanent or ad hoc practice groups or cross-practice teams of attorneys and staff. Assists in the management of expenditures for external counsel. Advises lines of business on best practices that help minimize legal and litigation risk. May assist General Counsel in developing and managing departmental budget for both internal and external legal spend. Anticipates client needs; deals with complex legal issues; clearly delivers difficult messages without jeopardizing client relationships. Gives pragmatic legal opinions with reasons and rationale. Provides advice in ambiguous situations; identifies and prevents future legal risks; identifies and takes action on future opportunities.
Qualification and Experience
The candidate must have Bachelor’s degree. Should have JD degree from an Accredited Law School. Must have 10+ years of related experience. Strong knowledge of at least one area of law relating to banking/financial services operations and issues is required. Strong knowledge of the federal and state laws impacting credit cards, including, but not limited to consumer protection laws, collections laws, UDAAP and merchant acceptance/payment processing is preferred. Experience drafting, negotiating and reviewing commercial agreements such as: responses to requests for proposals, non-disclosure agreements, co-brand, private label and merchant acquiring agreements, payment network agreements and third party service provider agreements is desired. Experience working with all aspects of consumer lending disclosures, reward program disclosures, applications, periodic statements, credit card agreements and marketing & advertising copy related to credit cards and consumer loans (open and closed end) is a plus. Knowledgeable of credit card marketing, servicing (including an understanding of card processing platforms) and collection principles is helpful.
Auto req ID: 169535BR
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