var googletag = googletag || {}; googletag.cmd = googletag.cmd || []; googletag.cmd.push(function() { googletag.pubads().disableInitialLoad(); });
device = device.default;
//this function refreshes [adhesion] ad slot every 60 second and makes prebid bid on it every 60 seconds // Set timer to refresh slot every 60 seconds function setIntervalMobile() { if (!device.mobile()) return if (adhesion) setInterval(function(){ googletag.pubads().refresh([adhesion]); }, 60000); } if(device.desktop()) { googletag.cmd.push(function() { leaderboard_top = googletag.defineSlot('/22018898626/LC_Article_detail_page', [468, 60], 'div-gpt-ad-1591620860846-0').setTargeting('pos', ['1']).setTargeting('div_id', ['leaderboard_top']).addService(googletag.pubads()); googletag.pubads().collapseEmptyDivs(); googletag.enableServices(); }); } else if(device.tablet()) { googletag.cmd.push(function() { leaderboard_top = googletag.defineSlot('/22018898626/LC_Article_detail_page', [320, 50], 'div-gpt-ad-1591620860846-0').setTargeting('pos', ['1']).setTargeting('div_id', ['leaderboard_top']).addService(googletag.pubads()); googletag.pubads().collapseEmptyDivs(); googletag.enableServices(); }); } else if(device.mobile()) { googletag.cmd.push(function() { leaderboard_top = googletag.defineSlot('/22018898626/LC_Article_detail_page', [320, 50], 'div-gpt-ad-1591620860846-0').setTargeting('pos', ['1']).setTargeting('div_id', ['leaderboard_top']).addService(googletag.pubads()); googletag.pubads().collapseEmptyDivs(); googletag.enableServices(); }); } googletag.cmd.push(function() { // Enable lazy loading with... googletag.pubads().enableLazyLoad({ // Fetch slots within 5 viewports. // fetchMarginPercent: 500, fetchMarginPercent: 100, // Render slots within 2 viewports. // renderMarginPercent: 200, renderMarginPercent: 100, // Double the above values on mobile, where viewports are smaller // and users tend to scroll faster. mobileScaling: 2.0 }); });
×

Credit Card Jokes

( 34 votes, average: 4.4 out of 5)
What do you think about this article? Rate it using the stars above and let us know what you think in the comments below.
Let's get the wife joke out of the way
"A man said his credit card was stolen, but he decided not to report it because the thief was spending less than his wife did."


This joke is obviously just as applicable to many men as it is to many women. It alludes to the discouraging truth that far too many of us are walking around with more debt than we think we can pay off. And who's to blame? Sure, there are some valid reasons to blame the credit card industry. But in most cases, it's hard not to blame the borrowers, too. Many of these folks were extremely irresponsible, spending more than they could afford. (Others, though, end up in debt due to medical emergencies or other nasty twists in life.)

Satan's brainstorm
Most of the jokes I found were not credited to anyone. But the following I take from Dr. Gregg Dimkoff of the Seidman School of Business at Grand Valley State University: "There's a joke going around about the time Larry King interviewed Satan on his radio/TV program. At one point during the interview, King asked Satan to describe the foulest deed he'd ever done. Satan refused to name one, pointing out that there had been so much destruction over the years, so many lives cut short, and so many wars and calamities that none stood out. But Larry King kept pestering. 'Surely, if you think hard enough, there must be one dastardly deed you are most proud of.' Satan thought for a moment, his eyes brightened, and he replied, 'Well, yes. I guess if I have to pick just one particularly evil thing I'm proudest of, it would be this: several years ago I invented credit cards.'"

I'm of two minds when it comes to this joke. Yes, credit cards have enabled millions of people to get mired in debt and they have led to many bankruptcies. Without credit cards, millions of people wouldn't owe tens of thousands of dollars apiece, on which they're being charged interest rates well above 20%. And it's not merely fly-by-night lenders charging consumers 25% or more — it's familiar names such as MBNA (NYSE: KRB), J. P. Morgan Chase (NYSE: JPM), American Express (NYSE: AXP), Capital One Financial (NYSE: COF), and Citigroup (NYSE: C).

But there's a flip side. Credit cards can be good, too. (That's why we actually offer our own spiffy Motley Fool credit cards, which feature the best terms we could negotiate for you.) If you don't abuse them, they're extremely convenient, permitting you to not have to carry around gobs of cash and providing you with handy summaries of your expenses each month.

Searching for limits
The next bit of humor I offer you is too long to fit in this article, so I'll just link to it. It's not so much a joke as a humorous odyssey that follows a consumer as he tries to find out just how well our credit card purchases are monitored. I was impressed by how uninterested many cashiers were in what should have been highly suspicious transactions. Worse still was the fact that just about no matter how this fellow signed his receipts, they were almost always processed by the credit card companies.

This permissiveness is instructive for those who worry about the security of buying things online with credit cards. Yes, there are lapses in security now and then. But most reputable websites, especially commercial ones such as Amazon.com (Nasdaq: AMZN) and eBay (Nasdaq: EBAY), have taken many steps to protect credit card information. (Amazon has a privacy and security information page, and eBay has a security page, too.) It's good to remember that our offline credit card transactions aren't necessarily any more secure. When you buy a bunch of socks and hand the cashier your card, for all you know, she might copy the number discreetly and then engage in identity theft. It behooves us to always be vigilant with our credit cards, though we also need to accept that sometimes, it's out of our hands.

Here's another humorous bit reflecting a lack of security in many transactions: "I was signing the receipt for my credit card purchase when the clerk noticed that I had never signed my name on the back of the credit card. She informed me that she could not complete the transaction unless the card was signed. When I asked why, she explained that it was necessary to compare the signature on the credit card with the signature I just signed on the receipt. So I signed the credit card in front of her. She carefully compared that signature to the one I signed on the receipt. As luck would have it, they matched."

Get help — or get informed
If you aren't saddled with credit card debt, congrats! I encourage you to help yourself stay out of debt by spending a little time in our Credit Center, which offers many surprising peeks into the credit card industry. If you are drowning in debt, grab this lifesaver — our Get Out of Debt nook. Also, spend some time in our Consumer Credit discussion board, where you'll run across inspirational people rejoicing after paying off tens of thousands of dollars of debt. Some examples:

paid off $28,000 in debt. Pennsyltuckian paid off $32,000. AngryGeek owed $36,000 when he was earning less than $14,000. He paid it off. RadioPhool dug out from under $84,000 of debt. Mlk58 paid off nearly $140,000 in non-mortgage debt.

These articles may also be of interest:

How to Owe $40,000 by Doing Nothing
The Eight Commandments of Credit
$24 Billion to Card Companies ... for What?
Sneaky Credit Card Tactics
Do You Want to Work Forever?
Get Rich by Beating the Odds

Got more jokes?
My great online search for credit card jokes, as you might have guessed, didn't turn up too many. If you have any to offer, please share them with us on our discussion board!

This feature may not be reproduced or distributed electronically, in print or otherwise without the written permission of uclick and Universal Press Syndicate.

Grand Valley State University

    


Featured Testimonials

The email alerts are so helpful because they let me know when the site has something new. It really saves me a lot of time.
April C.


Facts

LawCrossing Fact #184: With more than 30 Crossing websites, why would you need to search non-exclusive sites?

 
Let's Do It!
Email:

Only LawCrossing consolidates every job it can find in the legal industry and puts all of the job listings it locates in one place.

  • We have more than 25 times as many legal jobs as any other job board.
  • We list jobs you will not find elsewhere that are hidden in small regional publications and employer websites.
  • We collect jobs from more than 250,000 websites and post them on our site.
  • Increase your chances of being seen! Employers on public job boards get flooded with applications. Our private job boards ensure that only members can apply to our job postings.

Success Stories

LawCrossing is fantastic! When I am looking for a job, it is the first place I come to. The service is very good and I enjoyed the emails. LawCrossing has more jobs and it is more tailored. Other sites gave a lot of irrelevant results. Your site may have a great algorithm, but it felt like an actual person choosing jobs they felt would be good based on my search. I will always recommend this site!
  • Ann Harris Harvey, LA