Reinsurance is the protection of one insurance company by another from risks of losses caused by either human error or natural calamities such as death, sickness, lawsuits, earthquakes, and hurricanes. Standard insurance policies can be given to both corporations and individuals to provide protection against the above risks. Providing insurance to the insurance companies that provide those standard policies, then, is what is referred to as reinsurance. There are reinsurance attorneys who specifically handle any claims made over damages resulting from an unfortunate event, in addition to handling any resultant litigation.
Despite recent nationwide efforts to reduce the number of children abused physically, emotionally, or sexually by parents and primary caregivers, the incidence of child abuse in America remains a rampant and unfortunate fact. According to a report released by Medical News Today last year, a full 60% of healthcare professionals say they have treated an abused child, though less than half of those doctors and nurses reported the incidents to authorities. The line between child safety and professional confidentiality is a frequently blurred boundary, though few would argue that an apparent case of abuse should remain a secret between the victim and his or her physician.
Insurance defense firms represent a group of attorneys who are closely controlled by their clients. A survey was made of claims officers of major U.S. casualty insurance companies. It indicated that the amount of fees charged was an important factor in the selection of outside counsel, but that records on past cases and timeliness of responses to inquiries were more important.