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What Risks Does Lawyers' Professional Liability Insurance Typically Cover?

published March 26, 2007

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( 13 votes, average: 4.9 out of 5)
What do you think about this article? Rate it using the stars above and let us know what you think in the comments below.

  • Notary public services.
  • Title agent services.
  • Acting as a trustee or executor of an estate.
  • Acting as an officer, director, or member of a legal professional association.
Broader coverage can be added depending on the lawyer's circumstances and the carrier's interest and capacity.

What is not covered?

The scope of coverage is relatively broad; however, it is limited. Some activities, errors, and omissions may not be covered or may be beyond the insurer's interest. These non-covered areas are referred to as "exclusions" and are delineated in a separate section of the policy.

Examples of common exclusions include:
  • Fraudulent acts.
  • Criminal acts.
  • Malicious acts.
  • Dishonest acts.
  • Services rendered to a business enterprise owned by the insured.
  • Services rendered as a fiduciary under the ERISA Act of 1974.
  • Bodily injury or property damage.
  • Claims involving an insured in the same law firm.
  • Claims in which the insured failed to alert the insurer.
This article was provided by Insurance Consulting Services, LLC, a leading provider of professional liability insurance for lawyers.

published March 26, 2007

( 13 votes, average: 4.9 out of 5)
What do you think about this article? Rate it using the stars above and let us know what you think in the comments below.

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